Invest With Us
I AM INTERESTED IN:
Joint Venture Opportunities
Private Lender Opportunities
Invest With IRA Funds
Joint Venture Opportunities
Successful note investors choose The Pier Harbor Group as their joint venture partner because we share the same values and entrepreneurial spirit. Our goal as a partner is the help build passive income and preserve capital to help you reach your investing goals.If you would are interested in a joint venture opportunity, please call 877-620-1386 or complete the form and we will contact you.
Private Lender Opportunities
As a professional mortgage note investing firm, we raise capital to acquire distressed debt from banks, credit unions and hedge funds, and to cover other costs associated with managing underperforming mortgage notes. These expenses are different for each asset, but may include servicing costs, attorney fees and back taxes. Private lenders provide loans to purchase distressed and performing assets and earn better than average returns that are five times greater than traditional CDs or traditional investment vehicles.
How long will my investment be tied up?
Most private loans are set up on a 1-5 year term but it ultimately depends on the agreement made between the private lender and The Pier Harbor Group. Much of it depends on our plan for the mortgage notes, which will be discussed prior to any investment being made.
How are payments made?
Depending on the deal, we are able to pay monthly, quarterly or at the end of the deal. This depends largely on the type of loans acquired, the exit strategy and needs of the lender.
What happens if The Pier Harbor Group defaults on a private loan?
Even though there is risk to any investment, an investment that has collateral attached to it will secure any private loan. If for any reason The Pier Harbor Group does not uphold it’s term (which has never occurred), the underlying mortgage note that was acquired using the private loan would be assigned to the private lender. This is a collateral assignment that will be in writing prior to any investment to protect private lenders.
What if the borrower doesn’t maintain insurance or pay taxes on the property?
Borrowers are audited twice a year to ensure a policy is in place and taxes are paid. The Pier Harbor Group is the the beneficiary in case of a loss. If for any reason the borrower does not have current policy, forced place insurance is purchased with our preferred vendor.
Has the IRS approved using private lending using retirement accounts?
Yes. The IRS has established guidelines that must be followed in order for a Retirement Account (IRA, 401k, Coverdell, HSA, SEP,etc.) to invest with private loans tax deferred or tax free. You’ll need the services of a company approved by the IRS to act as your custodian to invest your retirement funds. We work with companies who can handle these self-directed retirement accounts for you.
Invest With IRA Funds
The stock market is up and down, savings/CDs and bank investments provide meager returns. Where is the best place to put your retirement funds? Notes secured by real property may be your answer. Few people realize they have the option to self-direct their IRAs and other retirement plans into secured, high yielding real estate notes – you can benefit from the tax benefits those plans provide.
We work with major self-directed IRA trust companies to help our investors unlock the potential of notes for their IRA accounts and we can help you too.
Contact us to find out more info on how you can use your IRA funds to invest in notes.
What is a Self-Directed IRA or Solo 401K? Learn more below:
